Canadian Visitors: Medical Insurance
If you avail of the services of the visitor health insurance of Canada then you will be covered for any illness or accident while in Canada. Canada is a popular destination for foreign visitors because of its warm traditions and culture, excellent lifestyle and superb picturesque surroundings.
With strong economic background and ideal educational centers, Canada has emerged as a major hub for all foreigners. Canada is not only a common and popular vacation destination it has the strongest economy in the G8. The strong Canadian economy has ensured that Canada remains a hot spot for Business travelers, new immigrants, foreign workers, and international students.
Also, Canada has a high aging population, which means that health care system is overburdened. Canada’s health care expenses rival the US as the most expensive in the world.
Medical costs in Canada include ambulance, doctor visits, non-critical hospital stay costs, air ambulance and so on, which will approximately cost up to $100.
The medical expenses can become financially disastrous. To ensure your personal safety, the visitor medical insurance is highly recommended for all visitors to Canada The visitor medical insurance is also quite affordable.
An example of this is that an individual coverage for a 40 year old person can be bought for $4 per day and for the whole family for a mere $14 a day.
Various plans for all kinds of visitors are made available by the Canadian visitors insurance companies. Whether you are a new immigrant, business traveler, foreign worker or just on a vacation to Canada, there are all plans to suit your needs that too at an affordable rate.
Business travelers and tourists visiting Canada: Visitor medical insurance is necessary to cover the high costs of medical care. Medical help is provided for the visitors to Canada to pay for the expenses incurred due to sudden and unexpected medical conditions. Coverage is made available up to 89 years of age. Pre-existing medical conditions are not included in the coverage.
New immigrants to Canada: New immigrants to Canada are not eligible for provincial health insurance until they gain landed immigrant or permanent resident status.
Foreign workers in Canada: There are plenty of labor jobs in Canada that attract thousands of immigrants each year. Sadly, work visas are issued only for a period of six months. This means private visitor health insurance must be purchased to cover emergency medical costs for the time spent living in Canada on a temporary work visa.
Inpatriate medical insurance: Employers in Canada can provide visitor medical insurance to foreign workers by purchasing Inpatriate medical insurance. This insurance can be purchased for durations as one month for workers who have already arrived in Canada. Single, couple or family coverage is also made available. Inpatriate medical Insurance coverage is different from Visitor Medical Insurance as it provides for non-emergency medical visits.
Visitors to Canada emergency medical insurance : Foreign workers who are not provided coverage by the employees will be required to purchase private visitor medical insurance. Visitors to Canada emergency medical insurance is available for personal coverage for your entire work visa term in Canada. The cost of health care, as mentioned earlier, is high and so it is recommended that foreign workers purchase the best coverage amount. Single, couple or family coverage is also available.
Health and Hospital Insurance: This type of insurance provides International Students visiting Canada with complete health coverage. In addition to emergency medical coverage, non-emergency health costs and prescription drugs are also covered up to maximum amounts. Coverage can also be purchased for the students spouse and family while they are residing in Canada.
Emergency medical insurance : A coverage similar to the health and hospital plan but it doesn’t cover the non-emergency medical and the prescription drugs are limited for a supply of thirty days. By purchasing visitors insurance you can enjoy the financial safety and peace of mind.
Make sure that you are safe and enjoy ‘peace of mind’ during you stay in Canada by purchasing medical insurance.
In addition to this, the international students not attending the designated educational institutions are not covered by the provincial government visitor health insurance plan. The private medical insurance will be required. The students have a choice of a complete visitor health insurance or only a visitor insurance.
